Asset Finance and Leasing

If you want to purchase assets in the most tax and cost-effective way, or use current assets to release capital, speak to us about our asset finance options. We charge no set-up fee and offer five-star rated customer service. Call or email today for a same-day quote or for a free expert consultation.

Commercial Finance Manchester Asset Finance Manchester

Flexible rates from

Finance from

Loan to value up to

Arrangement fee

We can help your business raise money to buy equipment and assets but also to release capital from the assets you already own through our asset leasing solutions.

Whether you need to purchase a new vehicle or place large-scale machinery, our Manchester team can work with you to arrange the best possible asset finance for your business.

We can offer tax efficient asset finance on large scale assets right down to small ticket items costing £2,000 in capital value.

There are many ways our asset finance services can help you and your business:

  • You need to purchase equipment, machinery, technology or vehicles
  • You need to upgrade your equipment to win new contracts
  • You need to invest in your infrastructure to beat competition
  • You want to lease rather than buy
  • You have assets you own which you wish to refinance

If you want independent advice, guidance and the best rates and terms on the market then we can guide you through every step of securing and managing your asset finance. Talk to our Manchester team to see how we can help you.

If you want to finance buying an asset that you want to own outright, then hire purchase may be the best solution for you. Interest charges can be either on a fixed or variable rate and the finance term can be structured to suit your cash flow over 12-84 months. A residual (balloon) payment can also be introduced to lower the monthly finance repayment.

Using this model, the finance company effectively owns the asset, which is then rented to you over a period of time. At the end of the finance period, you have the option to either retain the use of the asset by paying a ‘Secondary Period Rental’, sell the goods to a third party (on behalf of the finance company) or return the asset(s) to the finance company.

An Operating lease arrangement allows you to enjoy the use of a piece of equipment without incurring the risks of ownership such as depreciation. The finance provider will take all the risk of the future value of the asset. This enables you the full use of the asset throughout the agreement with the added benefit of a built-in residual value, thus reducing your monthly rentals.

You can also refinance your current assets as a way to raise funds to expand your business or buy other assets.

We can help you to identify assets that you can use and advise on the most appropriate deals and lenders in the market.

Call now on 0161 913 2780

or fill in the form below for a same day quote or to register for your free expert consultation

Call now or fill in the form below for a same-day quote or to book your free expert consultation

Contact our team in our Manchester office today for a free no-obligation chat about our asset finance options. Either drop us a quick call on 0161 913 2780 or fill in the form below to register for a free expert consultation with a member of our team and we will get back to you as soon as possible. If you would prefer us to get back to you via email just tick the box that says you would prefer us to reply via email.

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+44 (0) 161 913 2780

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How to find us

3 Hardman Street, Manchester, M3 3HF


+44 (0) 161 913 2780

Call now on 0161 913 2780

for a same day quote or to book your free expert consultation

M3 Commercial Finance are authorised and regulated by the FCA (FRN:822045) and are appointed representatives of White Rose Finance Group Ltd (FRN: 630772).

Please make borrowing decisions carefully, property or other assets offered as security may be at risk if you cannot keep up with repayments.

* 0% broker fees offered to new clients on first deal only. Terms and conditions apply